Confident underwriting for assistance dogs.

A light touch, privacy safe way to confirm a dog's working status for products, pricing and claims. Underwrite the risk with confidence and reduce misrepresentation risk from unverified self declaration, all without collecting the policyholder's medical history.

Underwrite with confidence

Confirm working status, quote risk, cut misrepresentation.

Pawthority confirms a dog's working status against a recognised standard, so you underwrite with confidence and reduce misrepresentation risk at point of policy, without ever collecting the policyholder's medical history.

How it works

How verification fits underwriting

1

Offered at quote or application

The applicant is offered verification of the dog's working status, with consent.

Certified data
2

Working status confirmed

A verified result confirms current certification by a recognised authority. No diagnosis or disability detail is shared.

GDPR-minimised
Pass / No match
3

Supports claims

The same confirmation and its audit entry support fast, fair claims assessment.

Working status is confirmed with consent, and never the policyholder's medical history. Records stay minimal and auditable.

Standards and alignment

Built on a recognised standard, not self declaration.

Verification gives underwriting a consistent, standards-based basis, without collecting the policyholder's medical history.

Standard

EN 17984-6:2024

Parts 1 and 2, covering definitions, welfare and training, map directly to underwriting a working dog.

Basis

Working status only

A verified result confirms the dog is currently certified by a recognised authority. No diagnosis or disability detail is shared.

Fraud

Reduced misrepresentation

Deterministic confirmation replaces weak self declaration, cutting fraud exposure at the point of policy.

Claims

Faster, fairer claims

The same confirmation and its audit entry support quick, evidence-based claims assessment.

Safeguard

Minimum data

Every check matches the dog's microchip to its handler using an opaque token, confirming the pairing. No handler identity, medical or disability data is ever revealed.

Data

Lower compliance burden

No collection of sensitive health data, reducing your data protection exposure.

What the insurer gains

Cleaner underwriting, faster claims

Standards-based confidence

A recognised, standards-based confirmation of working status.

Reduced fraud

Deterministic confirmation replaces weak self declaration, cutting fraud exposure.

Faster claims

Cleaner underwriting and faster claims with less manual evidence gathering.

Lower data burden

No collection of sensitive health data, reducing your data protection exposure.

Non-negotiable principles

Why insurers can trust the result

Consent-based

Working status is confirmed with the applicant's consent, and only working status.

Minimum data

Only a microchip number and an opaque match token cross the connection. No special category data.

Deterministic result

A clear, auditable match, consistent every time.

Append-only audit log

Every check writes one timestamped, immutable record.

For insurers

Confirm working status with a single API call.

We are onboarding launch partners across travel, pet and specialty underwriting. Confirm verified working status at quote, application or claim, reducing misrepresentation risk without collecting medical history.

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